My brother’s girlfriend is a term life insurance believer and one Sunday, she requested a little get-together with our family. She and Lance were like an item since the 6th grade, Angie is considered a member. Her appointment was made into a small reunion; all my 1st degree aunts, uncles and cousins were there. We really thought that they were going to announce engagement.

Day came and she talked about it. She was endorsing to us an online term life insurance no medical needed policy. She also explained the rationale behind why we have to protect ourselves and our family through insurance. Some were adamant. Some were interested. Of course, our parents bought it for all of us. Some cousins purchased it anyway - just because - they say, it’s a money back guarantee proposal. A good 60% of the family didn’t even bother.

A week later, Uncle George accidentally got hit by a car. It was ruled to be unintentional and was a terrible misfortune. Did he have insurance? Oh no, he didn’t buy it. And now, financial problems have surfaced. His wife repeatedly said that if only they listened…

After that unfortunate passing, everyone was insured. It was a lesson learned the hard way. Uncle George had to be an example.